Take Me To Post Comment Form WITH ALL THE BAD NEWS COMING AT US ABOUT THE ECONOMY, YOU MAY BE WONDERIN IF THERE IS ANY PLACE WE CAN ACTUALLY GROW OUR MONEY AND NOT BE FEARFUL OF MAJOR LOSS. I HAVE BEEN RESEARCHING THIS AND HAVE DRAWN THE FOLLOWING CONCLUSION. WHENEVER THERE ARE TOUGH ECONOMIC TIMES INSURANCE COMPANIES SEEM TO THRIVE. WHY IS THIS? IT SEEMS THAT AS WE BEGIN TO WRESTLE WITH SCALING DOWN TO BARE NECESSITIES, WE CONCLUDE THAT WE NEED TO KEEP OUR HOMES,CARS, AND LIVES INSURED IN CASE THE WORSE HAPPENS. THEREFORE, OUR INSURANCE COMPANIES HAVE CAPITAL COMING IN, THEY INVEST THIS CAPITAL IN VERY SAFE VENUES (BONDS, ETC) AND CAN OFFER US ABOVE AVERAGE RETURNS IF WE INVEST WITH THEM (ANNUITIES). I KNOW THAT MANY OF US HAVE INVESTED IN THE MARKET IN VARIOUS WAYS (MUTUAL FUNDS, STOCK, ETC) AND BELIEVE THAT A RALLY WILL COME SOON, BUT IF WE WANT GUARANTEED GROWTH AND NO LOSSES RIGHT NOW, MAYBE WE SHOULD BE LOOKING AT THE SAFETY OF ANNUITIES. YES, THEY GIVE SINGLE DIGIT RETURNS(5-8%). HOW MANY CAN SAY THEY HAVE THAT IN THE MARKET LATELY?